The main reason I started Lacking Cents was to share my early struggles with money and how it changed my outlook on financial decisions. People frequently associate money issues with being unemployed or reckless with money, but I was neither. I started a good job shortly after college with health benefits and a 401K plan complete with a company match. And I was never reckless with money.
But inexperience with handling my own finances led me to make costly decisions in the first year of my professional life, starting with where I lived.
I rented my first apartment shortly after graduating from college with […]